Precision Credit Consulting for Real-World Wins

WE WILL HELP REMOVE ITEMS SUCH AS:

COLLECTIONS

CHARGE OFFS

BANKRUPCTY

APARTMENT DEBT

REPOSSESSIONS

MEDICAL BILLS

CHILD SUPPORT

STUDENT LOANS

OUTDATED PERSONAL INFORMATION

LATE PAYMENTS

HARD INQUIRIES AND MORE!

HOW IT WORKS

Step One- Consultation/Sign Up

After your consultation, you will sign up for our services. This process will give you online access to your client portal. We will walk you through how to use our online tools to make sure you receive the full benefits of what we offer.

Once you've been onboarded and have access to your portal, we will review your credit reports to identify inaccurate information that needs to be disputed and removed. Our goal is to go through the credit report line-by-line and make sure every error is caught so it can be properly handled.

Step Two- Dispute Process

During this step, we contact credit bureaus on your behalf. Using our experience, we fight to make sure every piece of false information is removed from your report. We will work with each credit bureau to ensure your credit report is accurate across the board.

You will find it easy to be a part of this process by using your client portal. You will have 24/7 access, and we communicate changes as they are made as well. In addition, you will receive correspondence directly from the credit bureaus as they make changes to your report. You will upload these letters to your portal as you receive them.

Step Three- Credit Score Improves

The last step is the most fun! Sit back and watch your credit score improve. Our online tracking tools gives you the ability to see incorrect information fall off your reports. Even after the disputes are settled, our online tools allow us to monitor your credit score, and any information added is correct. These tools help you make wise decisions that will have a positive influence on your credit in the future as well. Walking you through the dispute process is only the first part of our process. We want to stay by your side to make sure your credit is built strong going forward.

Frequently Asked Questions

You will typically begin to see results within the first 30- 45 days. The Credit restoration process could take anywhere from 4-6+ months for majority of people depending on the individual credit profile. However , each client file is unique and results vary. Credit repair is a process that can't be rushed. We are backed by our 180 day money back guarantee if there are NO removals of any unverifiable, erroneous, inaccurate accounts.
We don't make any promises. We can only fight to remove any items that fall under the guidelines of the FCRA. These are items that should be removed due to being inaccurate, unfounded, out of date, false and/or erroneous. However, we have been successful in removing items such as collections, charge offs, hard inquiries, late payments, apartment debt, bankruptcy, repossessions, medical bills, child support, and MORE!
Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
By law, credit bureaus have 30-45 days to respond to disputes and an additional 7 days to mail you the results. Typically clients can see results in 35 days.
Since everyone credit situation is not the same, we dont have a definite answer for that. Depending on your credit situation, if you are disciplined & consistent you will reach your credit goals. We recommend you start sooner than later. Please don't wait until you need a new house or car to start the process. Great credit takes time and can't be rushed.
Consultations are only optional, not required.
Item descriptionBy law, credit repair companies can not guarantee a specific score increase or removal of accounts. Our guarantee is that we are very knowledgeable about credit laws & we will work with the credit agencies to ensure that your credit report represents your correct credit status. We do promise to work very hard and diligently to help you reach your credit goal.
Our monthly plan requires no commitments. You pay monthly as long as you are in need our services