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Precision Credit Consulting for Real-World Wins
At Kritiqued Consulting, we believe your credit history shouldn’t define your financial future. Our mission is to provide a clear, strategic path toward stronger credit through education, personalized solutions, and a process designed around you.
We take a detailed look at your credit profile across all three bureaus, identify questionable or inaccurate items, and develop a customized strategy based on your unique credit situation, not a one-size-fits-all approach.
From start to finish, our team is committed to transparency, communication, and attention to detail. At Kritiqued Consulting, you’re more than a file! you’re a client with goals, and we’re here to help you understand your credit, take control of your financial profile, and move forward with confidence.
What We Can Remove
✗ FORECLOSURES
✗ REPOSSESSIONS
✗ STUDENT LOANS
✗ CHILD-SUPPORT
✗ LATE PAYMENTS
✗ CHARGE-OFFS
✗ BANKRUPTCIES
✗ MEDICAL BILLS
✗ COLLECTIONS
✗ PUBLIC RECORDS
✗ JUDGMENTS
✗ HARD INQUIRIES
How Our Process
Works
Getting started is simple. Follow the steps below to activate your account and let our team get to work on your credit restoration journey.
01
Choose Your Credit Restoration Package
No two credit profiles are the same, which is why we offer multiple credit restoration options to fit your individual needs and goals. Whether you choose our affordable monthly membership, a multi-round restoration package, or our Executive Priority experience, you’ll receive a personalized strategy, professional support, and the guidance needed to help you work toward a stronger credit profile.
02
Activate Your 3 Bureau Credit Monitoring - MANDATORY TO GET STARTED
* Must be activated immediately after purchase ($30/Month) -- Link is provided during onboarding.
* We cannot access or work your credit without it. Must Remain Active the entire duration of your repair process.
03
Complete Onboarding - MANDATORY TO GET STARTED
Required Documents (Non-Negotiable):
* Valid Government ID
* Social Security Card / SSN
* Proof of Address (dated within last 30 days)
Acceptable forms of proof of ADDRESS:
Utility bill · Bank statement · Lease or mortgage statement
Choose Your Package
Important Note for All Plans: You must maintain your 3-Bureau Credit Monitoring Account throughout the entire process or we will be unable to continue with your disputes and/or provide results.
Kritiqued Wealth Academy
Normally: $99/Month
$35/Month
Community Experience (SKOOL)
Perfect for clients who enjoy learning, networking, and being surrounded by like-minded individuals on similar journeys.
What's Included:
Access to our private community
Done-For-You credit restoration
Unlimited aggressive disputes for as long as you're subscribed
Educational trainings & financial guidance
Community support & accountability
Credit builder recommendations
Monthly progress reports
Client portal & mobile app to track results
Fresh Start Plan
Normally: $299
$100
Perfect for clients who prefer a private & traditional setup
What's Included:
Private client portal & direct communication for account-related support
Perfect for clients who value privacy & simplicity
Done-For-You credit restoration included
6 rounds of Aggressive Disputes
Unlimited aggressive disputes for as long as you're subscribed
Credit builder recommendations
Monthly progress reports
Client portal & mobile app to track results
Couples Fresh Start Plan
Normally: $500
$175
FOR TWO INDIVIDUALS
Perfect for clients who prefer a private & traditional setup
What's Included:
Private client portal & direct communication for account-related support
Perfect for clients who value privacy & simplicity
Done-For-You credit restoration included
6 rounds of Aggressive Disputes
Unlimited aggressive disputes for as long as you're subscribed
Credit builder recommendations
Monthly progress reports
Client portal & mobile app to track results
Unlimited Plan
Normally: $599
$155
Perfect for clients who want ongoing support, unlimited dispute rounds & continued credit guidance
What's Included:
Private client portal & direct communication for account-related support
Perfect for clients who value privacy & simplicity
Done-For-You credit restoration included
Unlimited rounds of Aggressive Disputes- We work on your file until it's clean
Credit builder recommendations
Monthly progress reports
Client portal & mobile app to track results
Chex System/EWS Removal
Normally: $299
$199
Perfect for clients are looking to restore their banking profile.
Having negative banking records can make it difficult to open a checking account, qualify for financial products, or manage your everyday finances. Our Chex System & Early Warning Services (EWS) Restoration Program is designed to help you challenge inaccurate, outdated, or unverifiable information reported to these banking databases using consumer protection laws.
Our goal is to help you improve your banking profile by reviewing your reports, disputing eligible negative items, and guiding you through the restoration process.
What's Included:
Complete ChexSystems report review
Complete Early Warning Services (EWS) report review
Customized dispute strategy based on your reports
Follow-up dispute rounds as needed during your service period
Review of inaccurate, outdated, duplicate, or unverifiable banking records
Personalized client portal for tracking progress
Step-by-step guidance throughout the restoration process
Secure document management
Dedicated support from our experienced team
This Service May Be Beneficial If You Have:
Bank account denials
Involuntary bank account closures
Negative ChexSystems records
Negative Early Warning Service (EWS) records
Banking related fraud alerts that require verification
Difficulty opening new checking or savings accounts due to banking history
Client Testimonials
1. HOW LONG DOES IT TAKE TO REPAIR MY CREDIT?
You will typically begin to see results within 45 days. The Credit restoration process could take anywhere from 4-6 months for majority of people depending on the individual credit profile. However , each client file is unique and results vary. Credit repair is a process that can't be rushed. We are backed by our 180 day money back guarantee if there are NO removals of any unverifiable, erroneous, inaccurate accounts.
2. CAN YOU REMOVE ANYTHING FROM MY CREDIT REPORT?
We don't make any promises. We can only fight to remove any items that fall under the guidelines of the FCRA. These are items that should be removed due to being inaccurate, unfounded, out of date, false and/or erroneous. However, we have been successful in removing items such as: Collections/Charge offs, Inquiries, Late payments, Bankruptcy’s, Repos, Medical Bills, Child Support, and ETC!
3. WILL THE REMOVED ITEMS COME BACK?
Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
4. WHAT MAKES YOU DIFFERENT THAN OTHER COMPANIES?
We don’t just send dispute letters, we educate our clients on how to properly build and structure their credit. Our company is backed by an excellent track record of not only getting results, but providing quality customer service and support. We Truly care about you and your credit and will ensure at the end of our program, you have gained the financial literally to maintain your credit and let your credit work for you! Credit is wealth.
5. HOW SOON WILL I SEE RESULTS?
By law, credit bureaus have 30-45 days to respond to disputes and an additional 7 days to mail you the results. Typically clients can see results in 30 days.
6. HOW LONG WILL IT TAKE TO HAVE GOOD CREDIT?
Since everyone credit situation is not the same, we dont have a definite answer for that. Depending on your credit situation, if you are disciplined & consistent you will reach your credit goals. We recommend you start sooner than later. Please don't wait until you need a new house or car to start the process. Great credit takes time and can't be rushed.
7. WHAT ARE YOUR GUARANTEES?
By law, credit repair companies can not guarantee a specific score increase or removal of accounts. Our guarantee is that we are very knowledgeable about credit laws & we will work with the credit agencies to ensure that your credit report represents your correct credit status. We do promise to work very hard and diligently to help you reach your credit goals.
8. CAN I PAY TO JUST REMOVE 1 ITEM OFF MY CREDIT REPORT WITHOUT JOINING THE PROGRAM?
Unfortunately you can't. You must sign up and complete the credit restoration program.
9. DO I HAVE TO BOOK A CONSULTATION BEFORE PURCHASING/SUBSCRIBING TO YOUR CREDIT RESTORATION PROGRAM?
Consultations are not required, only optional. You can begin your credit journey today!
10. WHICH CREDIT RESTORATION PACKAGE IS RIGHT FOR ME?
We understand that every credit profile is different, which is why we offer multiple credit restoration options to fit a variety of goals and budgets.
If you’re unsure which option is best for your situation, don’t worry. Our team is happy to help you choose the package that best aligns with your credit goals before you enroll. Please Note: Consultations are optional and NOT required to get started.